Net Literacy Launches Financial Connects Program

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In 2007, Net Literacy’s student board decided that “Net” financial literacy was becoming increasingly important with the proliferation of online banking and financial resources – and the increasing danger of identity theft. Also, the student board believed that students’ general lack of financial literacy caused them to be ill prepared for life. A series of informal focus groups comprised of high school students found most financial literacy websites to be “a yawn” and “boring.” Since increasing students’ life skills is one of Net Literacy’s core mission component; grants were proposed and a summer program was funded thanks to Lilly Endowment, the Old National Bank Foundation, and Bright House Networks. Net Literacy student volunteers reviewed more than 5,000 financial literacy websites and identified the 200 “best of class” videos, interactive games, and other content that made financial literacy relevant and interesting to post on the website.

Twenty student volunteers spent 40 hours during the summer at IUPUI working very quickly to learn how to storyboard, script, produce, and edit videos. Indianapolis Public Schools believed that this website would be an important resource and the district nominated students from Northwest High School, Arlington High School, Arsenal Tech High School, Broad Ripple High School, George Washington Community School, Howe Community High School, and John Marshall High School to learn about financial literacy and produce 20 videos that mixed fact and fun together.

Net Literacy Chief Technology Officer Brian Kelley (Purdue University) and Student President Daniel Kent (Haverford College) built the website and used php to create the dynamic interface to showcase the 200 “Best of Web” financial literacy videos, interactive games, and content. Phase I of the website is at www.financialconnects.org.

Chairman of the House Education Committee Greg Porter visited the students as they were taping the videos during the summer program, and explains why the Indiana General Assembly passed financial literacy legislation in 2009.

A press conference was held at the Indiana Department of Education’s offices, and also, Superintendent of Public Instruction Dr. Tony Bennett praised Net Literacy for this service learning project.

While this was a step in the right direction, Net Literacy’s student board believed that students could learn about financial literacy and in a compelling manner, create their own videos and interactive web based games to both engage and teach students about financial literacy. Net Literacy applied for and was successful in obtaining a $98,000 grant from State Farm. Read more by clicking on the tab “Financial Connects Contest” on this website.

“State Farm supports service-learning because it combines service to the community with classroom curriculum in a hands-on approach to mastering subject material while fostering civic responsibility,” said State Farm Community Specialist Ed Perez. “The State Farm Youth Advisory Board is a prime example of State Farm’s commitment to education, our community and our youth.”

Visit www.statefarmyab.com for more information about the different projects being funded and about the Youth Advisory Board.

Net Literacy’s student volunteers and student board of directors thanks State Farm Youth Advisory Board and State Farm for their trust, support, and advocacy. Learn more about Net Literacy by visiting www.netliteracy.org.

The Indiana Department of Education is providing support to Net Literacy during Phase II of this project – but Net Literacy is solely responsible for the content and site. Additional information about the Indiana Department of Education’s Financial Literacy Standards is at http://www.doe.in.gov/octe/facs/IndianaFinLitEd-FrontPage.html

Broadband for America Blog About Net Literacy

Net Literacy is a member of Broadband for America and today, the following blog was posted here.

Broadband for America

Net Literacy Works to Bring the Internet to Everyone

While the FCC has been working on a national broadband plan for Congress, much of the focus has rightly been on how best to make high-speed Internet access and adoption universal. When most people think about broadband access, they probably imagine the cables and construction tools behind broadband deployment. However, at Net Literacy, we focus on another area of the national broadband foundation that is equally important: providing computers for the public and teaching people how to safely navigate the web. http://www.netliteracy.org/index.asp

The digital divide can hit both children and seniors; families who cannot afford a computer at home, or the broadband services that power them, risk denying their children access to the same learning resources of their classmates. Likewise, seniors who have not made the jump across the digital divide are missing out on access to medical services, the convenience and privacy of online shopping and the opportunity to telework when physical restrictions may otherwise keep them out of the office. And everyone else in between is increasingly finding that most job listings are online.

That’s why our team of student youth volunteers work with our adult staff to increase computer access by creating public computer labs where we can teach basic computer and Internet skills to the community and educate both kids and parents about online safety. In 2003, we began our Senior Connects program, which helps bridge the digital divide by having students teach senior citizens computer skills on a one-to-one basis. The program has quickly spread across the state of Indiana. In addition, we publish many of our other materials online where anyone can use them. http://www.netliteracy.org/other_programs.asp

Getting broadband access to everyone in America is only half the challenge. The high-speed Internet adoption process also requires the computer training and knowledge to safely and smartly navigate the web whether you’re a grade school student or well into your retirement. Net Literacy is a BFA member for more information about them visit http://www.netliteracy.org

US Broadband Coalition Issues Adoption & Use Report to the FCC

In any national broadband strategy, adoption and use need to play a major role. We’ve seen numerous examples of broadband driving future applications that will enhance lives. Advances in education, health care and economic development are out there, and many Americans are going to need to increase their technological competencies in order to realize the benefits.

While the U.S. Broadband Coalition submitted a report on a national broadband strategy to the Federal Communications Commission (FCC) Sept. 24, it recently submitted another that offers more detailed policy suggestions.

The Broadband Adoption and Use Working Group, chaired by Charles Benton of the Benton Foundation; Link Hoewing of Verizon; Karen Archer Perry of the Knight Center of Digital Excellence, and Kenneth Peres of Communications Workers of America, collaborated with more than 30 authors representing over 25 different firms to create a new report that was delivered to the FCC Oct. 29 and will be showcased in a public forum at the FCC Hearing Room in Washington D.C. Nov. 13 at 1 p.m. EST.

“Broadband Adoption and Use: Bridging the Divide and Increasing the Intensity of Broadband Use Across All Sectors of the Economy,” is a robust document focusing on policy options that promote: inclusion, increased intensity of broadband use, interoperability, integration of broadband and technology into other programs, and expanded innovation. The report’s hundred plus policy ideas address each of these principles directly.

Inclusion

As more functions in our society move online, the cost of digital exclusion continues to escalate. Conversely, the value associated with any given Internet-enabled service increases as more people or devices access that service. This report includes specific recommendations to bridge the digital divide. Its universal design principles seek to bring access to people with disabilities. The benefits of broadband can potentially reach 40 percent of American adults who currently have inadequate or no access.

Intensity of Broadband Use

While broadband appears to be well integrated in some sectors of our nation’s economy, we’re actually in the beginning stages of broadband adoption as a whole. The potential to further leverage broadband technologies across society and the economy creates unparalleled opportunities to grow our economy and enrich lives.

The report covers a number of policy options designed to increase adoption and use in the areas of economic development, health care, public safety, education, energy and sustainability, and democracy and civic engagement.

Interoperability

While broadband developments to-date are founded on the natural interoperability of Internet Protocol (the method by which data is sent from one computer to another), more application-level interoperability is needed to accelerate development across sectors and constituencies such as in health care and public safety. The report points out where policy and standardization can drive additional deployment and create new, more effective use models.

Integration of Broadband into Everything

Broadband technology and Internet-based applications can no longer be managed and funded in “technology silos” of policy and investment. Information and Communications Technology (ICT) is integral to social services, education, health care, safety, civic rights and engagement, and all other sectors of the economy. The report recommends ICT investment and policy be incorporated into other federal and state programs such as housing, social services, education, and health care as integral funded and mission-aligned program components.

Investment

Strategic investments such as those made through the American Recovery & Reinvestment Act’s broadband stimulus funding, Universal Service Funds and USDA Rural Health programs are critical to filling gaps in the market in terms of access, adoption and applications.

Innovation

The hallmark of the Internet age has been innovation. While change is necessary to broaden and deepen the impact of broadband across the U.S., changes must also preserve and encourage continued innovation at all levels of the economy and market. A number of recent studies have shown the Internet is the new platform for innovation not only in the U.S. but globally. Consider the number of new applications and devices over the past few years.

Could any of us have accurately predicted this exact kind of innovation would take place? Can we accurately predict the future possibilities that exist? Probably not.

But as the Coalition suggests, we can encourage policies that will “focus not on protecting status quo but in continuing to create a fertile environment for U.S.-based innovation, expansion as well as adoption and use.”

Over 30 industry experts from 25 firms contributed to “Broadband Adoption and Use: Bridging the Divide and Increasing the Intensity of Broadband Use Across All Sectors of the Economy,” In addition to the report co-chairs, Alcatel-Lucent, Net Literacy, Telcordia, Utilities Telecom Council, PC Rebuilders and Recyclers, Joint Center for Political and Economic Studies, OneCommunity and many others contributed to this report.

Each report section includes a statement on the opportunity, barriers and possible policy options to be implemented at the federal, state or local levels of government. While the report reflects a few areas of contention, there is strong overall agreement that increasing the adoption and use of broadband technology and services is good for America and for Americans.

With the Internet celebrating only its 40th birthday and search functions just over 10 years old, this is still a field in the early stages of growth and value. There is much we can do to create greater inclusion in adoption and to drive for greater value across those sectors where broadband is already in use and this report includes a menu of serious options for consideration.

Future events

The “Broadband Adoption and Use: Bridging the Divide and Increasing the Intensity of Broadband Use Across All Sectors of the Economy” report will be publicly released Nov. 13 and will be showcased in live and webcast events at the FCC Headquarters on the same day at 1 p.m. EST. Please go to www.BB4US.net for more details, or contact Karen Archer Perry at the Knight Center ([email protected]) or Don Kent at Net Literacy ([email protected]).

Credits – Knight Center for Digital Excellence